Available now
Budget and business plan
A yearly budget and a business plan you can show a bank or an investor.
- Income and cost forecast
- When you’ll break even
- Plan for a loan or investment
Futels Finance
Money planning and finance tools for small businesses
We help you plan your business’s money: budgets, cash flow, prices and simple bookkeeping. And we’re building software tools that make it easy every day.
Finance planning
Available now. We sit down with your numbers and give you a clear, written plan.
Available now
Cash flow planning
Know weeks ahead when money comes in and when it goes out, so you’re never caught short.
- Month-by-month cash flow sheet
- A plan for bills and due dates
- Early warning before money runs low
Available now
Pricing and costing
Find out what each product or service really costs you, and set prices that leave a profit.
- Cost of each item or service
- Profit on each sale
- A review of your price list
Available now
Bookkeeping setup
A simple way to record sales, expenses and dues, in a notebook, Excel or software.
- Clear categories for your money
- A monthly report you can read
- Training for you and your staff
Is your price right?
Type your own numbers and see your profit and the sales you need to break even. Nothing you type leaves this page.
Example numbers
You make a profit each month.
- Profit on each item
- ৳40
- Margin
- 40%
- Profit in a month
- ৳8,000
- Break even at
- 300 items a month
A quick check, not financial advice. For a full plan, ask us.
Software tools
Simple apps for your business’s money. The first ones are being planned now, and custom tools can be built for you today.
Coming soon
Invoices and payments
Send invoices and get paid by card, bKash or Nagad through SSLCommerz. Your money never sits with Futels.
- Invoice in a minute
- Pay by card, bKash or Nagad
- See who has paid
Coming soon
Expenses and dues
Record every expense and see who still owes you, with reminders when payments are late.
- Expenses by category
- Dues list with reminders
- Monthly summary
Coming soon
Cash flow dashboard
Money in, money out and what’s left, on one screen, updated as you go.
- This month at a glance
- Compare with last month
- Works on any phone
Available now
Custom finance tools
Need something specific, like a loan register, payroll sheet or stock valuation? Futels Developer builds it for you.
- Made for how you work
- Cost and time agreed before we start
- Your data stays yours
How it works
Tell us about your business
What you sell, how money comes in and goes out, and what worries you most.
We look at your numbers
We study your figures and come back with a written plan, and a quote for any extra work.
Put the plan to work
We set up the sheets or software and show your team how to use them.
To be clear: we help with business planning and bookkeeping. We don’t give investment advice, and for tax returns or audits you’ll still need a licensed accountant or tax adviser.
Want help with your business’s money?
Tell us a little about your business, and we’ll tell you how we can help, the cost and the time.
Ask about finance planning